Take this quiz to reveal what small change could pad your pocket with thousands.
Question 1/10
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How far out do you plan your vacations?
Over a year out
6-12 months out
2-5 months out
Usually last minute
I don't vacation
Question 2/10
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Rate yourself on a scale of 1-5 with 5 being the highest on your ability to manage money.
5
4
3
2
1
Question 3/10
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Be honest, how many times a week do you treat yourself to a Starbucks or other gourmet beverage?
More than 5 times
3-4
1 or 2
0
Question 4/10
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Do you make a shopping list before you go grocery shopping?
Yes, and I stick to it
Yes, but I use it only as a suggestion
No
Question 5/10
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Do you have your household bills set up for automatic bill pay?
Yes
No
Question 6/10
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How often do you order a drink from the bar or when you go out to eat?
More than 5 times a week
3-4 times a week
1-2 times a week
Never
Question 7/10
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Do you buy organic produce?
Yes
Occasionally
No
Question 8/10
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Do you ever look to buy something second hand at either a store like Goodwill or an online forum like Craigslist?
Yes
No
Question 9/10
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Do you ever leave Target with a dollar section purchase that you didn't plan on?
Yes
No
Question 10/10
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Do you know your credit score?
Yes
No
Skip the alcoholic drinks on a night out, as they can add up. Instead, enjoy some drinks with friends at someone's house beforehand. This small change in your lifestyle will save you thousands a year. How did we do? Let us know in the comments section below.
Avoid The Bar And It's Fancy Drinks.
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Yes gourmet coffee drinks are delicious. It is so easy to fall into the trap of ordering one or more every day. These little purchases add up. If you cut back to a once a week treat, you will save enough for a nice vacation. This small change in your lifestyle will save you thousands a year. How did we do? Let us know in the comments section below.
Brew Your Own Coffee
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It's so easy to set up automatic monthly payments and forget about it but guess what, you might be overpaying drastically for this convenience. Check for mistakes and shop around for lower rates.This small change in your lifestyle will save you thousands a year. How did we do? Let us know in the comments section below.
Check Your Bills For Mistakes.
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It is so easy to walk into Target with a goal and come out with a few pretty things that you never know you wanted. Use the stranger test to avoid impulse shopping. Picture a stranger offering you the cash value of the purchase or the purchase to you, and figure out which one you would pick. This small change in your lifestyle will save you thousands a year. How did we do? Let us know in the comments section below.
Curb Your Impulse Purchases
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Don't go to the supermarket hungry — it may cause you to buy more. Also eat a snack before your commute so that the drive-thrus along your route will have no power over you. This small change in your lifestyle will save you thousands a year. How did we do? Let us know in the comments section below.
Make a List and Stick To It
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